XRPL Validator Vote Begins for LendingProtocolV1_1 Amendment

The XRP Ledger (XRPL) is currently voting on the LendingProtocolV1_1 amendment, which introduces closed-ended lending vaults and cash-basis interest accounting. This proposal mandates that vaults follow specific subscription, investment, and redemption phases, restricting membership once the subscription window closes. Additionally, the amendment shifts interest accounting to recognize income only upon actual payment, rather than at loan origination. This update is a prerequisite for the broader LendingProtocol and SingleAssetVault implementations.