US Banks Increasingly Adopting Digital Asset Infrastructure

A survey conducted by American Banker for Uphold reveals that 75% of participating financial institutions have digital asset programs or infrastructure in development. The study, which polled 114 banking professionals between July 27 and August 14, 2026, found that 22% of these institutions have active or scaling projects, while 53% are in pilot or evaluation phases. The findings suggest that many US banks are focusing on utilizing decentralized technology for asset custody and financial settlement rather than adopting Bitcoin directly.