Visa Survey: US Stablecoin Adoption Could Reach 56% With Banking-Grade Safeguards

A Visa study titled Money Travels 2026 reveals that 56% of Americans would use stablecoins if they included bank-level fraud protection and deposit insurance, up from 36% without such features. While these safeguards are currently hypothetical, the intent rises to 74% in Latin America under the same conditions. The survey highlights that trust in payment providers outweighs the underlying technology, with traditional banks and global payment networks being the most trusted entities for digital currency services. Additionally, the report notes that over half of respondents are unfamiliar with stablecoins, and many mistakenly believe they fluctuate like Bitcoin. Visa, which processed over $18 billion in crypto-linked card payments in 2025, continues to expand its stablecoin footprint, including its role as a validator on Circle's Arc blockchain.