ECB Explores AI Agent Integration for Digital Euro

The European Central Bank (ECB) is testing new use cases for the digital euro, including payments initiated by AI agents. As part of its innovation platform, the bank is seeking participants for a research phase scheduled for early 2027. The initiative will investigate AI-driven payment experiences, machine-to-machine transactions, and micropayments. While the study explores how these technologies align with privacy and user control, it explicitly excludes cybersecurity, fraud prevention, and compliance from this specific research scope.